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South Lake Futures is a non-profit organization that serves East Gwillimbury, Georgina, and the Township of Brock. We provide free business development advice, business loans, and non-repayable funding. Our mandate is to generate sustainable economic development and job creation.


Call 905-476-1244 or email to book an appointment for:


Business Counselling and Resources

Business counselling is available at no charge by contacting our office to book an appointment with Elsa Mateus, General Manager –


Business Loans

Financing is available to all industry sectors except adult entertainment and companies that borrow funds to re-lend. Loans are to be used for business purposes only. Contact Tom Ross, Business Loans Officer –

To apply for a loan, complete and submit the Business Loan Application

Types of Loans We provide term and operating loans.

Amount Loans are available from a minimum of $1,000.00 to a maximum of $250,000.00. Loans above $250,000.00 will be considered in partnership with our sister company, The Georgina Association for Business.

Repayment Typically, blended monthly payments of principal and interest (for term loans) are due monthly via automatic withdrawal from the client’s bank account. For seasonally based businesses, payments can be modified with interest only periods during the off season. All loans are repayable in full without penalty, notice, or bonus interest.

Interest Rates Fixed rate term loans have rates typically from Prime + 3% to Prime + 8% depending on the security provided.

Fees The Borrower pays an Application Fee of 0.50% of the approved loan amount subject to a minimum of $200.00 payable upon the first advance. The Borrower must pay for all mortgage security registrations, legal fees, appraisals, and environmental assessments, if required.


Rural Innovation Initiative – Eastern Ontario

We are currently accepting applications for projects April 1st to December 31st 2020. Subject to availability of funds, we provide non-repayable contributions of up to 50% of eligible costs to a wide variety of business and economic development projects. The program supports projects focused on innovation.

List of RII-EO Funding recipients: Click Here


Business Registration

We assist with Master Business License registrations.


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